Financial Triggers Leading to Bankruptcy

Are you having problems financially?

Are you facing the loss of your home because of foreclosure? Have you been trying to modify your mortgage but seem to get the runaround from the Mortgage Company and are now falling behind in your payments?

Perhaps you have lost your job or had a medical issue that has prevented you from earning your normal income and now you cannot meet your financial obligations.

Perhaps you have become ill and didn’t have medical insurance to cover the rapidly increasing medical bills.

Perhaps you have fallen behind on your car payments and are facing repossession of your car. Perhaps you have too much credit card debt and can only pay the minimum monthly payments. The balances never seem to go down despite your payments and sometime even seem to increase.

Perhaps you have a judgment against you or are being garnished by a creditor. A garnishment can take 25% of your paycheck or all of your bank account.

Perhaps you are going through a divorce and can no longer pay your bills as you would like. When people separate and divorce, they change from one household to two and they don’t normally get an increase in pay because of it.

Perhaps you simply have too much debt and your life has become very stressful because of it.

Experienced Bankruptcy Attorneys

The attorneys at Harbour Law, PLC can help you. We have been practicing consumer bankruptcy law for over 20 years and have dealt with many different financial problems. We are VERY experienced bankruptcy attorneys. We have filed many, many chapter 7 and chapter 13 bankruptcies for many, many people in our many years of practice.

Personal Service

The attorneys are different than many other attorneys who practice in the bankruptcy area. We pride ourselves on and are committed to PERSONAL SERVICE to our clients. Unlike many lawyers, when you make an appointment with Harbour Law, you will have a personal, confidential interview with the attorney. We attend our own court dates and hearings. We do not just give our clients a packet of questions to fill out and tell the client to make an appointment with a staff member to go over the information and sign the papers. At Harbour Law, YOU MEET WITH AN EXPERIENCED ATTORNEY. The attorney goes over the papers personally with you. The attorney goes to your hearings. You receive EXPERIENCED, PERSONAL SERVICE at Harbour Law.

Wills, Divorces and Powers of Attorney

We can also handle other matters for our clients with the same experienced, personal service. We have found that many of our clients do not have a will or need a power of attorney. It is important to have a will. A will makes things much better when someone passes as it gives clear instructions to the survivors and thereby reduces the stress on family members in a difficult time.

We have also found that many clients have been separated from their spouse for many years and haven’t bothered to get a divorce. Harbour Law can show you how to get a simple, uncontested divorce at an inexpensive price. We can help with the stressful matters that are involved in a divorce. We handle these matters with the same experienced, personal service that we provide our bankruptcy clients.

Please call us at (757) 622-1621 or contact us online to set up a free initial appointment. Our office is conveniently located in Downtown Norfolk at 500 East Plume Street, Suite 801, Norfolk, VA 23510. We can easily give you directions.

Please accept our invitation to help relieve the stress in your life and come experience for yourself the personal service that makes Harbour Law unique in Tidewater.