Do you live in fear of creditor harassment?
Are you afraid to pick up the phone and talk to creditors? Are aggressive creditors calling you at work and calling your relatives? If so, it is time to look for solutions and put a stop to these stressful calls. An experienced lawyer can help you stop the threatening calls and the warrants, garnishment actions, and levy actions by creditors.
At the law offices of Harbour Law, PLC, serving Norfolk, Virginia Beach, Chesapeake, Suffolk, Portsmouth, Isle of Wight, Newport News, Hampton and the Eastern Shore, we help our Hampton Roads' clients stop creditor harassment as they get the debt relief they deserve. Whether you pursue consumer bankruptcy or debt settlement, we will help you find a solution that fits your needs.
If your creditors have already started to send you letters informing you of their intent to collect on a past due bills and you are unable to make payments, they will likely start threatening you, before they send your case to a collection company. Then the collection company will threaten you. Eventually, they will file a warrant in debt.
If you file for bankruptcy, you can stop all of this creditor harassment and collection efforts. Collection agencies and creditors have to put all collection actions on hold once a bankruptcy has been filed.
By filing a Chapter 13 bankruptcy or Chapter 7 bankruptcy for consumers , you will receive an "automatic stay", which is the bankruptcy court’s way to stop creditors from going forward with collections. Your automatic stay will also stop a home foreclosure. In addition to bankruptcy, we can help you find other ways to stop foreclosure, such as loan modifications.
We understand that you are going through a lot, so we strive to offer an unintimidating environment at our Norfolk law offices. Open Monday through Friday from 9 a.m. to 5 p.m., with late appointments on Tuesdays, we offer weekend appointments as well. Long-term payment plans are available for all clients.
For a free initial consultation about how to stop creditor harassment with Harbour Law, PLC, call (757) 622-1621 or contact us online. Our firm serves clients in Norfolk, Virginia Beach, Chesapeake, Suffolk, Portsmouth, Isle of Wight, Newport News, Hampton and the Eastern Shore.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.