Stop Garnishments and Tax Liens

Most creditors will aggressively seek payment for debts.

If you are unable to pay, they may file a lawsuit, called a "Warrant in Debt", and obtain a court order allowing them to garnish your wages or bank account. That means they can take payments directly out of your paycheck or account. Your employer will be required to pull up to 25% of your gross wages and send it to the court for the benefit of the creditor. If you are already experiencing financial problems, garnishment can make it even more difficult for you to support yourself and your family. By filing either Chapter 7 or Chapter 13 bankruptcy, you have the power to stop the action.

Note that when a creditor files a lawsuit against you, you will be notified. If you take action early, right when you are first served with a "Warrant in Debt", you will have time to prevent the garnishment from ever being issued. When you are first served with the law suit, it is important to consult with an experienced bankruptcy attorney who can explain how you can protect yourself. Failure to respond to the court notice can result in a default judgment against you, allowing the garnishment to take place.

If you are suffering from a garnishment, consult with an attorney about your options. At Harbour Law, PLC, we help clients stop wage garnishments and tax liens by filing either a Chapter 7 or Chapter 13 bankruptcy. Our attorneys have extensive experience helping clients throughout Hampton Roads keep their hard-earned money and find the debt relief they deserve. Let us help you!

If You Need to Stop a Garnishment, Contact Harbour Law, PLC.

We can help you stop a garnishment immediately. The sooner you take action, the better off you will be. Contact our firm to schedule a free initial consultation at our office in Norfolk. For your convenience, we offer payment plans.